Luke Wojtasik is the Director of Mortgage Banking at Home State Bank. Home State Bank is a full-service FDIC Chartered Bank, and Luke’s role is overseeing the residential mortgage banking division. He is trusted by real estate agents, attorneys, financial planners, and CPAs on a national basis.

Luke graduated from DePaul University with a Bachelor of Science in Finance and Management. He has been in the residential mortgage financing sector for 19 years. His emphasis is on informing and educating people about issues pertaining to residential mortgage financing.

Luke’s mission is to help clients and their families get the best residential mortgage financing options offered. Educating them so they understand the decisions they make puts them in the most financially strategic position they can be in. The services he provides are:

• Primary Home, Second Home, and Investment Home Residential Mortgage Financing
• Purchase Financing with Homebuyer Grant Programs (first-time and repeat buyers)
• Rate and Term Financing
• Cash Out Financing
• First-Time Home Buyer Financing and Grant Programs Available for Down payment Assistance
‘ FHA and VA Mortgage Financing
• Financing for Self-Employed Borrowers
• Non-Warrantable Condo Financing
• Challenged Credit – Bankruptcy, Foreclosure, and Short Sales
• $0.00 Money Down, 100% Financing Available

Additional lending services he is able to provide include:

• Commercial Loans
• 2nd Mortgages: Home Equity Loans and Fixed Loans
• Car Loans
• Consumer Loans
• Bridge Financing
• Loan Origination in all 50 States

Luke prides himself on providing personal attention and planning to help clients reach their real estate financing goals. Luke makes sure his clients have all the facts and tools when ready to make the decision of their lifetime.